Don't believe all the hype you hear from the talking heads on the T.V. It's not all doom and gloom, there are areas all over the country that are still appreciating. Besides, an educated investor knows how to make money if the market is going up, down, or sideways. It all comes down to being educated. When former Fed. Chairman Alan Greenspan was asked what he thought the difference was between the wealthy and the middle class, his answer was very simple, "The right education!" and he wasn't tal …